But many if not most insurance companies are urging patients to use telehealth whenever possible - and they’ve improved coverage for telehealth services in order to make virtual care widely accessible. “I don’t think the rules stay where they are today, but I do think we see telemedicine more broadly used.” Private plansĬurrently there’s no set standard for private health insurance when it comes to covering telehealth services during the pandemic. “It depends on how we ebb and flow through outbreaks into 2021,” he says. Martin says most new rules surrounding telehealth are likely a short-term strategy, with regulations remaining loosened through the end of the 2020 calendar year. “Acceptance of telehealth as a service is going to be richer.” “We crossed a threshold,” says Shawn Martin, senior vice president and CEO designee at the American Academy of Family Physicians. It’s also still unclear exactly how the current coverage rules will change once we’re past the worst of the pandemic.Įither way, video visits are becoming the norm for many patients, so it’s important to stay on top of how they’re being covered. Right now, more patients have access to video visits than ever before, and in many cases, this virtual care is free.īut the specific rules depend on which insurance plan you have, so it can be tricky to figure out which tele-services are covered and how much you’ll end up paying to see a doctor on your laptop screen. ![]() To encourage patients with nonurgent health issues to stay home to slow the spread of COVID-19, private insurance companies as well as the Centers for Medicare & Medicaid Services (CMS) have temporarily relaxed their rules for telehealth coverage.
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